Saltmarsh’s 15th annual community bank event is right around the corner! Our 3-day virtual learning event is designed to cover the essential areas of strategic executive management, BSA and regulatory compliance, and information security to provide a comprehensive view of what’s impacting community banks across the country.

There is no cost to attend, but you must register to receive access to the sessions. CPE credit is available for LIVE attendance only; estimated one credit per presentation.

REGISTER TODAY

Explore our featured topics and speakers below!

TUESDAY, SEPT. 1 EXECUTIVE FORUM

1:00 – 2:00 pm EST

BANK M&A ACTIVITY & FINANCIAL TRENDS

Mergers and acquisitions create both risks and opportunities, but what financial trends are sparking these opportunities? Join Christopher Marinac to discuss factors impacting financial situations.

Christopher Marinac, Director of Research
Janney Montgomery Scott, LLC

As Director of Research at Janney Montgomery Scott, Chris oversees the firm’s Equity Research team, which covers more than 225 companies within the Financials, Healthcare, Infrastructure, and Real Estate sectors. He has more than 27 years of financial services and research analysis experience. Prior to joining Janney in 2019, he was Co-Founder and Director of Research at FIG Partners LLC, a premier investment banking and research firm specializing in community banks. He has served as a financial expert and resource to global and national media outlets including American Banker, Bloomberg, CNBC, Financial Times, FOX Business, and the Wall Street Journal.

2:15 – 3:15 pm EST

ECONOMIC UPDATE

No one could have predicted the toll COVID-19 would have on our economy. Scott Hughes, Federal Reserve Bank of Atlanta, provides an in-depth analysis of economic activity in the US and the banking industry.

Scott Hughes, Director of Risk Analysis Unit in Supervision, Regulation, and Credit
Federal Reserve Bank of Atlanta

Scott is director of the risk analysis unit in the Supervision, Regulation, and Credit Division of the Federal Reserve Bank of Atlanta. Prior to becoming director, he was a subject matter expert in the division and was responsible for monitoring emerging trends in the banking industry and residential and commercial real estate. In 2007, he came to the Federal Reserve Bank of Atlanta from the Federal Deposit Insurance Corporation (FDIC) in Atlanta, where he had worked for 10 years as a regional economist. Before working for the FDIC, he was an economist with two economic consulting firms where his responsibilities included forecasting and analyzing economic trends in the Southeast.

3:30 – 4:30 pm EST

USING DATA TO POWER STRATEGIC PLANNING

David Ruffin and Shawn O’Brien team up to address the future of banking and how data plays a key role in the development and implementation of strategic planning.

David Ruffin, Principal
IntelliCredit™

David’s extensive experience in the financial industry includes a long and pronounced emphasis on credit risk in a variety of roles that range from bank lender and senior credit officer to co-founder of the successful Credit Risk Management, LLC consultancy and professor at several banking schools. A prolific publisher of credit-focused articles, he is a frequent speaker at trade association forums, where he shares insights gained helping lending institutions evaluate credit risk—in both its traditional, transactional form as well as the risk associated with portfolios based on a more emergent macro strategy. He is an expert in assessing all aspects of the credit process and culture.

Shawn O’Brien, President
QwickRate

As president of QwickRate, Shawn continues to enhance the delivery of non-brokered funding through QwickRate’s CD Marketplace, while also bringing new offerings to its more than 3,000 institutional subscribers. These newer products and services set industry standards for providing time-saving performance and ease of use to financial institutions: QwickAnalytics® for bank research, analysis and regulatory reports; and QwickBonds for online institutional bond trading. Shawn currently serves on the board of directors of the National Bank of St. Anne, an Illinois community bank. He holds a B.A. in Business degree from the University of Notre Dame.

WEDNESDAY, SEPT. 2 TECHNOLOGY FUNNEL

10:00 – 11:00 pm EST

Considering the Cloud:
Managing Risk, Oversight & Expectations in Office 365

The transition of financial institutions to the Cloud is rapidly accelerating and many are still evaluating a full transition. Join Stephen Reyes & Jason Keith to discuss key decision points and risk perspectives on making a successful move to the Cloud. They’ll also share valuable insights on managing your O365 environment.

Stephen Reyes, CISA, CISSP, IT Shareholder
Saltmarsh, Cleaveland & Gund

Stephen joined Saltmarsh in 1997 and has been practicing in this field since 1990. His experience includes computer networking and technology consulting. Stephen is a Certified Information Systems Auditor, Microsoft Certified Systems Engineer and a Cisco Certified Network Associate. He also holds certifications with ISACA, Novell, Citrix, and CompTIA. Stephen has assisted a number of financial institutions with IT compliance audits, security audits, as well as system selection, implementation and conversion.

Jason Keith, CIA, CISA, IT Banking Consultant
Saltmarsh, Cleaveland & Gund

Jason is a part of the Financial Institution Advisory Group of Saltmarsh where he specializes in technology solutions for various practice areas within financial institutions. Over the past 18 years, he has served in financial institutions as a Compliance Officer, Internal Bank Director, Operations Officer, Credit Administration Officer, Lender, Accountant, Chief Information Officer, Internal Auditor and Risk Officer. Prior to joining the firm, Jason also worked as a manager of Bank internal audit services and as a consultant for a regional accounting firm.

11:15 – 12:15 pm EST

LEVERAGING SECURITY INFORMATION & EVENT MANAGEMENT (SIEM)

Tech pioneer, Jeremy Hopwood, joins us to discuss the ways to enhance security and reduce compliance risk in your bank with SIEM.

Jeremy Hopwood, CISO, Pinnacle Financial Partners & CEO
5iron

Jeremy has been a technology pioneer throughout his career. He has created several start-up companies which continue to thrive, founded one of the first MSP technology firms in Austin, Texas, and later one of the first MSSP firms in Tennessee. His expertise has enabled him to work with numerous clients during his career, including Nortel Networks, McDonalds, HP, Coke, BellSouth, Morgan Stanley, Capital One, Paine Webber, Deutsche Bank, SunTrust, Freddie Mac, Chase, and Lehman Brothers. He has become a trusted and sought-after security industry expert, won various awards, including several in the engineering field and holds multiple industry certifications, including Cisco CCDA, RSA Certified Engineer, NetWitness Incident Response I, II, III, CMB & CMT.

12:30 – 1:30 pm EST

CYBERSECURITY & FRAUD TRENDS FOR FINANCIAL INSTITUTIONS

Supervisory Special Agent Sekela returns to bring insight into white-collar crimes and how financial institutions can safeguard their data from trending cybersecurity threats.

Andrew Sekela
Federal Bureau of Investigation (FBI)

Supervisory Special Agent Andrew Sekela graduated from the U.S. Naval Academy and served on the USS Batfish, a nuclear-powered attack submarine. SSA Sekela completed a five-year tour with the Navy, and then worked in the private sector for seven years. After joining the FBI, SSA Sekela spent five years at the Washington Field Office (working public corruption and government fraud investigations) and three years assigned to the International Corruption Unit at FBIHQ. SSA Sekela is currently assigned to FBI Tampa, where he supervises a squad of Special Agents, Forensic Accountants, and Intelligence Analysts responsible for investigating white collar crime (including health care fraud, mortgage fraud, and corporate fraud), government fraud, and public corruption.

THURSDAY, SEPT. 3 COMPLIANCE FUNNEL

10:00 – 11:00 pm EST

BSA & AML MASTERCLASS

Jonathan Turner returns to share his perspective on "Why We Do What We Do" as a participant in the anti-money laundering arena. Many attendees know and love Jonathan from his wildly successful sessions in our “BSA and Beyond” events and some have even taken his classes as part of FSU Law School’s Juris Masters program.

Jonathan Turner, CFE, VP, Compliance, Privacy & Governance
ZOLL Medical Corporation

Jonathan has extensive experience managing complex and sensitive issues, including corporate fraud, employee dishonesty, money laundering, and corporate compliance matters. For over 26 years his work with Fortune 500 and other leading companies has led to numerous multimillion-dollar recoveries from fraud and other integrity-related issues. He has been retained to provide expert testimony regarding fraud; on behalf of governmental, public, and private organizations; for matters before U.S. state, federal, and bankruptcy courts, as well as international courts. He is a Certified Fraud Examiner (CFE) and maintains active membership in the Association of Certified Fraud Examiners, where he is a Regent Emeritus.

11:15 – 12:15 pm EST

LENDER BEWARE – POTENTIAL COMPLIANCE TRAPS IN LENDING AND SERVICING IN A COVID WORLD

Kristen Stogniew moderates as consumer protection attorneys from McGlinchey Stafford and Nelson Mullins discuss some of the potential compliance risks in business lending and mortgage servicing in a COVID environment.

Kristen Stogniew, Esq., CFE, Financial Institutions Shareholder
Saltmarsh, Cleaveland & Gund
Moderator

Kristen has more than 20 years of experience as a trusted advisor to community banks on legal, operational and compliance concerns. Kristen leads a team of dedicated Saltmarsh professionals who provide internal audits, compliance reviews and other consulting services that help clients operate safely, soundly and in compliance with regulatory requirements. Her primary areas of review include BSA, Loan and Deposit Compliance, Marketing and Retail Delivery (including Social Media), Trust, Governance and ACH.

Sanford Shatz, Of Counsel
McGlinchey Stafford
Panelist

Sanford is Of Counsel and a member of the Commercial Litigation and Consumer Financial Services practice groups of McGlinchey Stafford. He has been a licensed attorney in California for 30 years, and has litigated cases involving commercial law, real estate, and consumer financial services, focusing on mortgage-related issues, and offered regulatory and compliance advice to clients throughout the country. He works on litigation and regulatory issues, focusing on mortgage related and privacy issues, including mortgage originations and servicing, default strategies, customer service, reverse mortgages, and regulatory compliance issues under various federal and state consumer protection laws.

Brad Rustin, Partner
Nelson Mullins
Panelist

Brad’s career began as a litigator focusing on consumer financial services litigation and defense of regulatory claims against chartered and non-chartered financial institutions, finance entities, and money services business. Following in the wake of the fiscal crisis, he began working with financial institutions, money transmitters, non-traditional lenders, check cashers, and mortgage brokers on issues of regulatory compliance. Brad regularly works with clients on issues relating to: state and federal consumer protection laws, fraud monitoring, anti-money laundering and Bank Secrecy Act compliance, state and federal regulation of money transmission, stored value strategies, ACH compliance and traditional and non-traditional lending.

Mark Miller, Partner
Nelson Mullins
Panelist

Mark has extensive experience in financial institution regulation, the acquisition and sale of financial institutions and other entities, formation of de novo community banks, and corporate governance and emerging company issues. He has guided numerous clients through public offerings and private placements and, along with proxy materials and other disclosure documents preparation. He regularly represents clients before the Federal Deposit Insurance Corporation, Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency, Consumer Financial Protection Bureau, state banking agencies, including the Tennessee Department of Financial Institutions, and the Securities and Exchange Commission.

12:30 – 1:30 pm EST

FORTIFYING COMPLIANCE WITH A STRONG CMS

Our own Connie Edwards, will discuss the how to create a CMS program that is strong, adaptive, and responsive to maintaining compliance in today’s environment.

Connie Edwards, CRCM, Financial Institutions Shareholder
Saltmarsh, Cleaveland & Gund

Connie has two decades of in-depth experience in ensuring community bank organizational policies and procedures comply with applicable state and federal laws and regulations. Her areas of expertise include development and implementation of risk-based compliance audit programs, in addition to a wide range of legal and regulatory affairs knowledge in both private and corporate practice environments. She previously served as President and CEO of her own compliance consulting practice Banc Compliance Group, LLC, where she worked extensively with institutions regulated by the Federal Reserve’s Atlanta and St. Louis District offices; the Office of the Comptroller of the Currency; and the Federal Deposit Insurance Corporation.

QUESTIONS?

Email us at seminars@saltmarshcpa.com.

Quarterly Bank Performance Statistics
1st Quarter - March 31, 2020

NOW AVAILABLE!

Our 2019 Forum and Funnel presentations are now ready for downloading. Click here for access.
Our 2019 Tennessee Bank Event presentations are now ready for downloading. Click here for access.

Saltmarsh Bank Advisors
900 N. 12th Avenue Pensacola FL 32501 Local Phone: (850) 435-8300 Email: thebankadvisors@saltmarshcpa.com
2020 Saltmarsh, Cleaveland & Gund